We’ve got 4 day weekend coming up and if you look closely, Summer is well and truly in sight. With the better weather comes plenty of opportunities for fun – holidays, days out, pub gardens, ice creams, BBQs and more – they’re all great, but if you’re not careful a summer of fun could result in your ruining your finances.
Being careful with your finances isn’t about being boring or missing out on activities, instead, it’s about having fun while making sure that a few weeks of fun doesn’t ruin the hard work you put into budgeting throughout the rest of the year.
Make Sensible Decisions
Depending on how strict your budget is, you might need to say no to some activities. Don’t see this as missing out, but instead look at more affordable activities you can enjoy yourself. Days out to places like Alton Towers might be fun but big days out like this every week are going to add up. Instead, treat yourself to some big days out and make sensible decisions. recognising that even if you want to, you can’t do it all. Swap child care days with friends, look for voucher codes online, take a picnic rather than buy lunch out etc.
Borrow Responsibly
Although borrowing just to afford a day out isn’t the best long-term financial decision you can make, there may be times when lending more is the best option. If this is the option that you choose to take then using a lender such as Polar Credit is a sensible decision. Polar Credit is a direct lender that offers credit to people looking to borrow, however, their website is really transparent. You can repay your balance in full or make minimum monthly payments, giving you maximum repayment flexibility based on your circumstances.
Side Hustle a Little Extra
Earning a little extra pocket money to help with your summer finances is a good idea too! Get following some money-saving influencers on Instagram and they will likely be able to tell you the best referral schemes, ways to get reduced groceries, how to fill in surveys and earn money and what cashback websites you should use to ensure that your shopping habit costs you as little as possible.
Enjoying summer without ruining your finances is perfectly possible – so, get out and enjoy the sunshine, after all, we know it won’t last forever!
*Collaborative post
About Debz Louise
Debz Louise is a UK-based lifestyle expert and the founder of several lifestyle blogs, including Wannabe Princess and Under 5s. Specializing in everything from interior design and home renovation to body-positive fashion and early years development,